1.It is a protection against unforeseen personal events, as well as in the wider economy.
2.Transference of family across generation
3.Effects of tax policies on management of personal finance
4.Effect of credit on individual financial standards
5.Planning a secure financial future in an environment of economic stability
6.Personal finance may involve paying for education.
7.It may also involve paying for loans, or debt obligations.
There are six key areas of personal finance:-
1.Financial position
2.Adequate protection
3.Tax planning
4.Investment and accumulation goals
5.Retirement planning
6.Estate planning
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